Hello Friends,
Life mein ek mission k sath chalna ek goal mind mein rakhna bohot zaruri hota hai, fir
chahey voh professional goal ho,personal yan ho financial goal. Agar aap ko aap k financial goals ko achive
karney k liye ek acchey dost ki zarurat hai jo aapko koi bhi galat advise nahi dega tho
abhi iss channel ko follow kariye.. kyoun ki hamara mission hai ki hamre subscribers
ko hum financially free karey aur debt free, means karz mukt karey. MEIN BHAVEN,CFP AAP KA FINANCIAL COACH LEKEY
AAYA HUN EK AUR INFORMATIVE VIDEO… Jaise daru ki aadat hona, kisi bhi insan ko
barbad kar deti hai..ek waqt aata hai jab uskey apney usse chood detey hai.. vaise he
kisi k bhi sirrr pe unproductive karz hona ek insaan ko puri tarah barbad kar sakta hai,infact
ek research batati hai ki 90% divorce ka reason financial problems hota hai..just because
husband aur wife khul k discuss nahi kartey apni financial situation. Aaj ka dour aisa hai ki ek he insaan k upar
kitni saari loans hoti hai,jise ki..phone loan, personal loan, home loan, credit card
loan, gold loan aur bhi bhot sari jise kisi family member se paise liye hue hai..just
because vacation pe jana tha..yan apney bête yan beti ki shadi karni thi. Tho aaj is video se mein aap ko kutch tarikey
bataunga karz mukt yani debt free honey k…buss main koi short cut nahi bataunga,agar short
cut wali aur aapko accha feel karvaney wali video dekhni hai tho yeh mat dekhiye… Aur AGAR AAP NE DECIDE KIYA KI YE VIDEO DEKHINI
HAI THO aap se request karunga ki yeh video end tak dekhey kyoun ki har ek shabd jo mein
bata raha hun vo equally important hai. Number one- naya karz na le,means do not borrow
new debt.. Kitna bhi maan kyoun na ho,market mein aaya
hua latest mobile kharidne ka,buss apne maan ko control mein rakhna hai.. jab tak naya
karz lena stop nahi karengay tab tak aap ki situation improve nahi hogi. Number two- apne unwanted expenses to control
mein lana.. mahiney mein chaar bhaar hotel mein na jakar
buss do baar he jana.. ye baat bohot choti lagti hai. Lekin agar aap calculate kare tho yeh aapka
expense almost fifty percent se reduce kar dega.. Yan, gym ki membership na leke walk yan jog
pe jana.. jo bilkul free hai.. evening show mein movie na dekh kar morning show main jana
jab tickets k rates almost fifty percent kum hotey hai.. yeh kutch cheesey agar koi bhi
thody samay tak follow karogay tho realize hoga ki kafi rupyo ki savings ho rahi hai. Number three aur four thoda important hai
tho dyaN laga kar suniyega.. Jaise he koi insaan jo karz mein fasa hua
aur iss video mein batae step one aur step two ko follow karta hai tho automatically
uske paas thodey zyada paiso ki bachat hogi,jo voh apney emi ki aur divert kar sakta hai. Step 3- apney sare debts ko ek paper YAN EXCEL
mein likhey kutch iss tarah. Type of loan interest loan amount tenure emi
abh ye zaruri nahi hai ki har Ek k paas ye saari loanS ho.. saari loan list honey k baad
doo tarikey hai inn loans ko chukaney k..jo hum step four mein dekhengay.. Step four-
Pelha tarika- jiss loan ka amount sabsey kum hai uss loan pe hamla bol do-
Tho hamrey example k hisab se phone loan-tho uss par jitni bhi saving hai voh bhi bhar
do, yani emi 3553RS k alava.. Aur ye har mahine kijiye jab tak ye loan katham
na ho jaye.. buss ek baat ka dyan rakhna hai ki koi bhi naya karza nahi lena hai aur kharchey
kum karney pe dyan dena hai..aur baki saari loans ki emi bhi bhartey rehna hai.. Abh jaise he aap ka phone loan khatam ho jata
hai tho uski emi- jo 3500 hai, ussey dusri kum amount wali loan pe bharne shuru karna
hai plus unn rupyo ko bhi bharna hai jo aap ne kharchey kum karkey save kiye hai.. tho
hamarey example mein car loan… Aur yeahi tarika follow karna hai jab tak
aap k saarey karzey paid nahi ho jaatey… Ye tarika aap ko ek sense of achievement dega..
aur accha mehasoos karaega.. Abh aatey hai dusrey tarikey pe…personally
mein yeh tarika prefer karta hun.. Jo sabsey jyada interest wala loan hai uspar
pelhey hamla bol do- jaisey hamarey example mein credit card loan.. Jitna ho sakey utna payment kartey raho apney
card pe aur baki sari loans pe buss minimum amount bhar do.. buss ye dyan rakhna hai ki
kisi bhi loan pe default nahi hona hai… Credit card ka loan ek aisa loan hai jo, agar
sahi se nahi samja tho inssan ko zindagi mein kabhi upar aane nahi deta..just because ye
loan thirtysix percent tak ka hota hai.. Abh jaise he CREDIT CARD LOAN khatam hota
hai tho dusra sabe se mehanga interest wala loan dekhna hai aur uspar hamla bol dena hai-
kyoun ki abh credit card ka loan chuk gaya hai aur kaffi interest bhi bach gaya hai,sath
sath aap ne apney kharchey bhi kum kar diye hai tho abh ye saari cheesey aap ko help karegi
dusri saari loans ko jaldi repay karney mein.. Aur jyada interest wale loan pee emi se jyada
payment karne ka fayda ye hai ki aap ki loan tenure se bohot pelhay finish ho jayegi…DEKHIYE
IS TABLE KO. KISS TARAH SE EK LAKH KA FOURTEEN PERCENT
INTEREST WALA LOAN JO SIXTY MONTHS YAN PAANCH SAALO KA HAI JISKI EMI TWO THOUSAND THREE
HUNDERED HAI,AUR AGAR USPAR EK INSAAN EMI AMOUNT BHARNA DOUBLE KAR DETA HAI THO USSI
LOAN KA TUNURE THIRTY MONTH HONEY KI JAGAH SIDHA TWENTY FOUR MONTHS HO JATA HAI.. YAANI AADHEY SE BHI JYADA..AUR YAHI AGAR EMI
BHARNA TRIPLE KAR DETEY HAI THO TENURE SIDHA SIXTY SE GATH KAR PANTRA MAHINEY REHE JATA
HAI,AUR YAHI NAHI,TOTAL AMOUNT INTEREST K SATH HAI WHO BHI KUM HO JATI HAI,JAISE SIXTY
MONTHS MEIN TOTAL AMOUNT HAI 139609, AUR EMI TRIPLE KARNEY K BAAD AMOUNT HAI 110060,YANI
YAHI THIRTY THOUSAND RUPEES APNEY SAVE KIYE AUR AAP APNEY KISI AUR LOAN KI EMI ME EXTRA
BHAR PAOGAY. And jab ye saari loans paid ho jayegi,except
home loan.. Tabh aap ready ho jaogay wealth banana k liye..
invest karney k liye apne baccho ki padai, vacation in saare goals ko loan free achieve
karney k liye… EK AUR BAAT AAP K TOTAL EMI KA BURDEN INCLUDING
HOME LOAN.. AAP K SALARY YAN MONTHLY INCOME K 33% SE JYADA
NAHI HONA CHAIYE. Abh dekhe ne k baad action lena bhi zaruri
hai.. Tho apney views comment kijiye, iss video
ko like kijiye,share kijiye ye video apney friends aur family ka sath..UNHEY ISS CHANNEL
KA BARE ME BATAIEYE..AUR AGAR AAP KO KOI PERSONAL ADVISE CHIAYE THO
EMAIL KIJIYE [email protected] ME REPLY ZARUR KARUNGA.. KAAFI LOGO K EMAIL AATEY HAI AUR MEIN PURI
KOSHISH KARTI HUN KI UNKI HELP KAR SAKUN..and finally thanks for watching…