LIVE FROM THE CARL CHEVROLET STUDIOS IN WEST DES MOINES, THIS IS CW IOWA LIVE. Lou: HOW ABOUT THIS, FOLKS, ON THIS DAY IN 2008, BARACK OBAMA BECOMES THE FIRST AFRICAN-AMERICAN TO BE NOMINATED BY A MAJOR POLITICAL PARTY FOR PRESIDENT OF THE UNITED STATES. IT IS 8:41 AND WELCOME BACK TO THE PROGRAM. LOU AND JACKIE HERE AND BEING JOINED BY OUR GOOD FRIEND, MICHAEL JENKINS WITH JENKINS LAW FIRM. DISCUSSING ALL AREAS OF BANKRUPTCY AND AREAS THAT HAVE AN IMPACT ON BANKRUPTCY PROCEEDINGS. TODAY WE THOUGHT WE WOULD TALK ABOUT OTHER AREAS OF LAW THAT CAN HAVE AN IMPACT ON YOUR BANKRUPTCY AS WELL. WHEN YOU FILE A BANKRUPTCY IT I THOUGHT I WOULD SPEAK OF THEM. THERE IS A LOT TO THINK ABOUT. IS IT MAKE THIS GO AWAY SO I AM BACK TO ZERO? YOU HAVE TO THINK ABOUT OTHER THINGS THAT YOU HAVE IN LINE, RIGHT?