I’m commonly asked, what’s the difference
between what you can do for me and what a bankruptcy lawyer can do for me? And that
question really stems from or comes from people not really knowing what their options are
when they’re sued or harassed by a creditor, they think typically that bankruptcy is the
only option, the only alternative to get away from the creditor without just paying it off
right, outright or settling the account outright. And so let me explain the difference. We actually fight the creditors in court.
We’re litigators. We fight creditors through the court system. When a client or potential
client is sued by a creditor, we respond to that lawsuit and we file the appropriate motions
to fight that case in court and we win, in front of a judge or jury.
There’s a toolkit that we use to fight creditors. We use laws that are in place, Federal laws
that are in place and State laws that are in place to protect consumers. They are a
body of Federal laws, for example, the Fair Debt Collection Practices Act. There’s the
Fair Credit reporting that. There’s the Telephone Collection Practices Act. There is – Georgia
has consumer protection laws. The Georgia Fair Business Practice Act. We use that body
of law along with other procedural laws that apply to the collection of debt, for example,
Statute of Limitations. There’s a four or six year Statute of Limitations on those debt.
We can use that law. We understand that law and how to use it. and we use that to get
you or get consumers out of debt, legally, without bankruptcy.