Can you be bonded after bankruptcy? Getting approved for a bond if you’ve had a past bankruptcy is not impossible, but it really depends on two main factors: the type of surety bond and how long ago the bankruptcy was discharged. For type of surety bond, contract bonds are little harder to get approved for if you have a past bankruptcy compared to a commercial bond, like for example a motor vehicle dealer bond. Your chances of getting approved for a surety bond are much higher if your bankruptcy was discharged a few years ago vs just last month. If you have an open bankruptcy it’s not impossible to get a surety bond, but it might be really difficult. You might need to provide full collateral. If applying for a surety bond with a past bankruptcy, it’s important to be upfront and honest in your application.