I’ve got a letter from the chapter 13 trustee
that said he wants to dismiss my chapter 13 case. Can he do that? My name is Ron Drescher. I’m an attorney practicing bankruptcy and
creditor’s rights in Maryland, Delaware, Pennsylvania, and Virginia. And yeah, if you’re falling behind on your
chapter 13 payments, or you’re not giving the trustee the documentation that he or she
wants, your case is going to be on the chopping block for dismissal. So what does that mean? It means that you or your attorney is going
to have to work something out. Communicate with the trustee and try to work
out a payment plan to catch up the missing payments, or modify, or amend your chapter
13 plan so that you’ll pay a higher monthly payment over the remaining term of your plan. Or you know what, you’re just going to have
to get those documents to the trustee and stop just kind of keeping your fingers crossed
and hoping that everything works out. But when the trustee wants to dismiss your
case, that’s a high priority item for you to fix, so don’t ignore it, and don’t just
expect your lawyer to handle the matter. You’re going to have to get involved and you’re
going to have to do something to set it straight because if the chapter 13 case gets dismissed,
than anything you’ve accomplished during that case is going to go by the wayside. Creditors are going to be able to sue you,
garnish your wages, or foreclose on your house, and it’s going to be a bad situation one way
or the other. So when the trustee says he wants to dismiss
your case, you really do need to pay attention. My name is Ron Drescher. I’m an attorney practicing bankruptcy and
creditor’s rights, and if you have a question about what the trustee is going to be able
to do in a chapter 13 case, please pick up the phone and call me. I would love to hear from you.