Hello, my name is Andrew H Griffin the third I’m a California bankruptcy attorney with over 35 years of experience I’m asked often. Can you cancel or annul your bankruptcy filing? Much has been written about the need to think carefully about filing bankruptcy And all of the information you will need to gather when meeting with your lawyer But what happens if you simply change your mind after you file, can you cancel your bankruptcy filing and go back to where you were? financially and legally the day before you filed the short answer this question is no you Cannot cancel your bank receipt filing and somehow undo the process You may be able to dismiss your case where your case may be dismissed by the court But a dismissal is not the same thing as undoing the process in other words You cannot unknow your bankruptcy filing like you might unknowing Your bankruptcy petition a public record is created about your filing at a minimum your name and the last four digits of such accurate number will be associated with a Bankruptcy case number this bankruptcy case filing will be picked up by one or more of the credit bureaus under federal law Your bankruptcy case number will remain on your credit profile for up to 10 years If you file bankruptcy and change your mind, it may be possible to dismiss your case or allow your case to be dismissed But again, a dismissal does not remove the evidence of your filing from the public record or from your credit report your ability to Voluntarily dismiss your bankruptcy case but append on whether you filed a chapter 7 or 13 as a general rule the Bankruptcy Code allows you to voluntarily dismiss your chapter 13 Although you should never do so without the benefit of counsel You cannot voluntarily dismissed chapter 7 without specific approval of it or if the trustee suspects you have non-exempt assets You may be forced to remain in your bank your case, even if you want out in the future I will discuss some of the issues that arise when you voluntarily dismiss your chapter 13 What happens if you want to dismiss your chapter 7 but face opposition for now. Keep in mind a big-picture principle and you file bankruptcy You start a process over which you do not have full control third parties in the form of a bankruptcy trustee Your creditors and even your judge will have a say about your financial affairs We have concerns or hesitations about whether or not bankruptcy is a right call for you I urge you to voice those concerns to your lawyer your bankruptcy filing consists of serious legal action and should not approach it casually experienced bankruptcy lawyers understand that neither chapter 7 or chapter 13 is a One-size-fits-all solution and that filing a bankruptcy may be one of the many competing Options thus when you interview lawyers for your prospective filings You should be concerned if the lawyer does not discuss Non-bankruptcy alternatives and the negative implications of filing bankruptcy can be very powerful tool and can solve a lot of problems However, always remember when you involve yourself with the bankruptcy court system You do not have the final say this is Andrew rich Griffin the third at andrew griffin lofts calm today We are helping you understand the bankruptcy process. You want to learn more about bankruptcy go to Andrew Biffle office Calm to get a free copy of my book