Chapter 7 bankruptcy will not discharge or
eliminate all debts there are certain preferential debts or priority debts like a debt to the
Internal Revenue Service certain child support or spousal support obligations depending on
the state law that is enabled those to be levied
there’s also the issue of debts that are secured on items that you want to keep for instance
if I went through chapter 7 bankruptcy and I was current on my house payment and my car
payment I might want to consider continuing to make those payments and continue to make
those payments through the bankruptcy and until I paid off those items.