There are alternatives to filing bankruptcy
if you seek credit counseling if you go to a financial
advisor or planner oftentimes once you’ve measured what the problem
is you can get out the problem without having
to file bankruptcy one of the problems is you don’t measure you
don’t know how much you’re spending and how much is coming in you don’t have a
good budget and you wait until it’s too late we advise
people if they can to avoid bankruptcy if they need to file bankruptcy
we advise them to come and talk to one of our outstanding lawyers about that and hopefully
we can point them in the right direction.