Declaration of Bankruptcy – Ali Hammuda At times, Allah (سُبْحَانَهُ وَ تَعَالَى) will put you as a Muslim in a situation, a testing situation simply to bring out from you this characteristic of iftiqaar or bankruptcy to Him. And let’s give three examples. Sometimes you make a dua to Allah, “Ya Rabbi, allow me to pass my exams.” “Ya Rabbi, give me a wife.” “Ya Rabbi… Yaa Rabbi…” Whatever it may be. And then Subhanallah, you spent months and years, and the dua is not being answered. And you say to yourself, “Why is my dua not being answered?” “Has Allah forsaken me?” You don’t know what’s happening. You don’t know Allah has in store for you. What happens when you keep knocking
at the door of Allah? And knocking. And knocking. And requesting. With time your heart now it softens up, and it melts, and it breaks at the doorstep of Allah. You now feel really in need of Him. Therefore because of that characteristic which now exists in your heart. Allah gives you a reward which is greater than if you had been given
the response of your dua right and there. Is this clear? Allah (سُبْحَانَهُ وَ تَعَالَى) knows that if it was left to you and me. 50, 60, 70 years would pass from our lives and not once we would say, “Ya Rabbi, I am weak.” Therefore Allah puts you in the situation where it forces you to say, “Ya Rabbi, I am weak.” “Therefore your place in Jannah is raised.” If it wasn’t for that difficulty, what happened? Your place in Jannah would have been kept. Ya Allah… How Allah words… And we accuse Allah of not listening to our duas. Subhanallah. Another one of these ways, where Allah Almighty puts you in a situation to bring after you iftiqaar: Calamities. Difficulties. I can guarantee, if I was to ask any of you my beloved brothers to come here, and take this place, and to tell everybody about the time when you felt closest to Allah (سُبْحَانَهُ وَ تَعَالَى). What will the majority say? When I got married? No, wallahi no. When I had my first kid? No. When I found a job or when I graduated? Or… or… or… Wallahi, none of these would apply. Rarely. The majority of us including me will say that the closest I have ever been to Allah (سُبْحَانَهُ وَ تَعَالَى) is when I was in the most difficult
and dire of situations. When I was bankrupt. When my mother passed away. When my child was born disabled. When I fell out with my spouse. We broke up. You experienced difficulty. They say, “This was when I was closest to Allah (سُبْحَانَهُ وَ تَعَالَى).” Why? Because at that moment you notices that every other rope has cut. And there’s only one more rope now left for you. That’s the rope of Allah. So you held onto it. You had no choice. And you called. And you cried. You became so close to Allah. And therefore when you look back
at those difficult times. You say, “Wallahi, they were hard.” And you know what? They were sweet. “Where the level of iman that I had?” This is why Sheikhul Islam Ibn Taymiyyah he said… Listen to these words ya ikhwan, wallahi they are beautiful. Ya Allah these words are so strong. Speaking about our meeting for today and I have almost finished. Bear with me. Ibn Taymiyyah (رحمه الله) says, (انّ الله عزّ وجل قد يبتلي عباده بشدّه) (قد يبتلي عباده قد يبتلي عباده بشداإل) (فتتعلّق قلوب به) (ويلجعهم إليه. فيهشر لهم من لإيمان ما هو أعظم من زوال ما يكرهون من الشدّه) Wallahi these are beautiful. He says, “At times Allah (سُبْحَانَهُ وَ تَعَالَى) tests one of His slaves with great difficulties, therefore Allah forces that person
to look to Allah.” Allah compels you now to look to Allah for help. And therefore the heart now
becomes attached to its creator. And therefore the level of iman that you get because of this difficulty is greater for you and more beneficial
than the removal of the calamity itself. You with me my brothers and sisters? How much Allah Almighty loves the acts of worship? A third situation where a person
is put by Allah Almighty which forces you to express your weakness to Him: Sins. Allah Almighty at times opens up a door of sin for one of the most righteous of slaves. Why? Because Allah enough to forgive. Tayyib. But before forgiveness can take place, what does that slave have to express? Repentance. Afwan? Regret. A broken heart. Bankruptcy or iftiqaar to Allah. Allah wants to remind that righteous person, “Hey, you can sin. Don’t forget!” He’s hamdulilah, praying, fasting, giving lectures, listening to lectures and benefit thing, or organizing halaqat, improving her appearance, raising children, etc, etc. And then subhanallah with time hidden arrogance that begins to appear in the heart of this individual which is so discreet that he denies it. “I’m not arrogant. Astaghfirullah.” “Arrogance is haram!” But he’s arrogant. And he’s parents can’t even talk to him anymore now because he’s righteous. And his friends, they can’t communicate
with him anymore. Because he feels he’s a level above everybody else. Therefore what does Allah Almighty do? Out of mercy He opens up him a door of sin and he enters it. What does he do at the moment he commits the sin? He lowers his head. “Astaghfirullah…. Wow, I forgot that I could sin.” And then he begins to call upon Allah. And he begins enough to bring iftiqaar. Iftiqaar in his life
that was missing all those years. He had a lot of acts of worship, masha Allah. And they were increasing these acts of worship. But what was missing? Dzul (Humbleness). Humility. Crying. Weeping. Feeling that I’m nothing, it’s all from You. Therefore Allah opens up a door for sin and what? His heart breaks and it takes him to Jannah. That is why some of the pious
of the predecessors would say, “A person may commit a sin, and that sin will take him to paradise.” “And a person may do a good deed and that good deed will take him to the fire.” Ya Allah… How does that work? Ibn Al-Qayyim says, “Easy. You commit a good deed and then you continue to remember that good deed.” When you’re awake, when you are sleep, when you are standing, when you are sitting, when you are lying down… and you become to get
to feel impressed with yourself. “I content.” “Man, I’m going to enter Jannah
from every one of its gates.” “I wonder which one I’m going to go through.” And Subhanallah now it’s like it’s a given until this good deeds ends up taking him to the fire. And a person may commit a sin. Like we all do. But he remembers that sin
in the morning and the evening. And he thinks, “Has Allah forgiven me?” He remembers it when he’s standing, sitting, or lying down. “Has Allah forgiven me?” And then that sin, thinking about it pushes him to do more good deeds and more good deeds. “Ya Rabbi, forgive me for that sin I committed.” Until that sin ends up taking him to where? (لا إله إلا الله) To Jannah.