Bankruptcy law is very powerful. Once a person’s
bankruptcy or proposal is registered with the government, a Stay of Proceedings is automatically
in place. Creditors are banned from seizing wages, calling your house, or taking collection
action, unless they get specific permission from the Bankruptcy Court, which is relatively
rare. Your Trustee will submit a notice of the Stay of Proceedings to your workplace,
which should stop the garnishee. Sometimes, depending on the timing of the bankruptcy
and your payroll schedule, the most recently seized funds may be returned to you. If the
garnishee does not stop, contact your Trustee right away.