Raise your credit score fast, Raise your credit score in 21 days, fast acting credit repair, credit repair, don’t pay collections, Raise your credit score in 10 days, the true cost of credit repair, credit repair aggressive tips, bad credit repair system, credit repair red tape, credit repair buy new house, credit repair buy new car, nitty gritty credit repair strategy, credit repair business loan do you like free credit repair and
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it’s mauling her the credit got into my phone down and welcome to another great
credit repair video and just want to talk a bit about bankruptcies we all
know that bankruptcies are not good for your credit that’s uh now I have seen
some credit course where they have bankruptcies and the credit score is
decent I’ve also seen somewhere that bankruptcies in principle is not so
decent alright just depends on the age of that bankruptcy but what really is
effective on your bankruptcy is a school of most importance of credit health
all right the health is when the under eyes are looking at certain aspects of
your credit an event you see can really hurt your credit score and your credit
health okay so just let you know you probably know this but if you don’t hear
it is the the papers of course do not put the bankruptcy on your credit report
all right that is done by a third party because your information ends up in this
area called pacer it’s like public access court something
records alright I think is what it is hey public access court something I
can’t really the e means but it’s pacer PA cer so it’s public record so a third
party like a LexisNexis will get this information and post it on your credit
report alright this is a third-party company that has nothing to do with the
bankruptcy but Nexus Nexus does report personal information public personal
information alright so if you ever go to get your LexisNexis report it’s gonna
have everything on there I used to work for a collection company
and we would use LexisNexis to find people we would like find grandparents
and no he’s not here and well here’s his number and the grandmother would give me
the guy’s number he’s gonna hide u5b LexisNexis because of all that personal
information so is patient puts it out there
LexisNexis post personal information third party now it’s on your credit
report okay so one thing that could really help is getting a letter from the
bankruptcy court okay now you can write a letter yourself asking the Bankruptcy
Court how do you correspond with the credit reports how do you how do you how
do you how do you correspond with the credit bureaus that words correspond
right lay that that’s been put where how do you correspond with the the acts of
begging square how you correspond with the credit bureaus okay and our letter
we have very sophisticated we have a two letter to pays letter right here and
it’s very very sophisticated but you want to use this one you know you have
to go through our program but now you just write a simple letter and you want
to send them a self-addressed stamped envelope okay so just an envelope and
most times they’ll send you back a letter like the one I’m looking at right
now this is wonderful one of our clients and is just saying hey it replying to
your letter dated on this date and is saying that with regard to injury by
victory because records are pending and credit for the court does not provide
any information directly to any third party information gatherer the court has
no control information attitude or opinion on your credit force so
basically this saying is that the course do not put the bankruptcy on your credit
report all right so who does it but on you on your credit report it shows
bankruptcy Rachel u.s. bankruptcy court the reference number type of picture is
chapter 7 chapter 11 chapter 13 but it shows your credit report as if the u.s.
bankruptcy quiz putting it on there so if they’re not putting it on there
who’s putting it on there right so something’s amiss here so what you can
do is get them to see this letter back take this letter and send it to the
credit bureaus I write along with any you know disputed
challenge letter that you have okay you don’t have one we have some great ones
inside of our program if you’re looking to you don’t really get your credit
either but but is this something you could do very simply but it’s a very
powerful letter I don’t think any person as amazing on here no it’s all on the
second page you need to see right here all right
it shows you right there and then at the bottom it says access corporate is
available set setting a pacer account see that pacer its pacer that has your
court documents alright and it’s that third-party LexisNexis that reports any
public information all right so that leaves you in a box but this is a very
powerful tool to use in working on getting your get bang signals from
credit for not else people say well that doesn’t work I’ll tell you for you have
to keep sinning you gotta keep sending it you gotta can send that along with
challenge letters alright not dispute letters challenge letters you want the
letters that challenge how information is being reported on your credit alright
so if you are need of credit repair services
all right click the link down below in the description area it is same all in
the credit guy backs last opt-in and you’ll be able to start out by getting
access to our free credit repair master class it’s a video and I’m just going
really in-depth about just some some great topics about credit where you may
be we may not be how to get to what you want to be and then as a special gift we
have for you at the bottom of that biggest you and make sure you watch the
entire thing take some notes because credit having better credit is more than
just getting the derogatory information moved it’s about becoming educated on
how credit works so that when your credit score gets what you need to be
and it starts climbing growing you know how to keep it there right so everything
we have is about educating you in this credit
game alright so again click on the link below in the description area there’s so
many other links down but access to just some just all kind of
value take advantage of take advantage because your credit is some that you
need all right so moral credit guy and we’ll see you on the inside Raise your credit score fast, Raise your credit score in 21 days, fast acting credit repair, credit repair, don’t pay collections, Raise your credit score in 10 days, the true cost of credit repair, credit repair aggressive tips, bad credit repair system, credit repair red tape, credit repair buy new house, credit repair buy new car, nitty gritty credit repair strategy, credit repair business loan