My name is Ron Drescher. I’m an attorney practicing
bankruptcy and creditor’s rights in Maryland, Delaware, Pennsylvania, and Virginia and today
I want to answer the question I’ve had money garnished from my paycheck for about six months.
Is that money just gone forever? Well, the answer to that question is maybe not all of
it because during the 90�days before bankruptcy the trustee can recover from your creditors’
money that you have paid on account of debts that existed before the bankruptcy. So technically
the trustee can go and collect that money from the creditor who garnished your wages,
but the good news is that if the trustee doesn’t want to go after that money, or if you have
room in your exemptions to reclaim some of that money, you can recover from that creditor
the money that was garnished from your paycheck for the 90�days before the bankruptcy and
that can be a big deal. That can be a source of funds for you to pay your bankruptcy lawyer
under the right circumstances. So it’s important to keep an eye on that and really if your
wages are starting to be garnished it’s good to know that that money may not be lost forever.
My name is Ron Drescher. I’m an attorney practicing bankruptcy and creditor’s rights and if you
have a question about whether or not you can recover wages that have been garnished from
you, please pick up the phone and call me. I would love to hear from you.