DAUNTING. MAYBE EVEN INTIMIDATING. BUT, IT DOESN’T HAVE TO BE! THAT’S ACTUALLY THE GOAL OF A LOCAL FINANCIAL PLANNER. HE HELPED CREATE A MONEY PODCAST THAT’S GROWN IN POPULARITY… BECAUSE IT’S HOSTED… BY 11 YEAR OLDS. 20-24 48-52 GRANT AND MAKENNA JONES ARE LIKE MOST KIDS. NATS LAUGHING EXCEPT THESE 6TH GRADERS… ARE THE STARS OF “MONEY WITH MAK AND G.” IT’S A PODCAST — NOW IN IT’S FOURTH SEASON. RECORDED IN THEIR OWN MAKESHIFT “STUDIO” … WITH OVER 15-HUNDRED DOWNLOADS… THE 11 YEAR OLD TWINS OFFER LESSONS.. ON MONEY AND FINANCE. “GRANT JONES — 11 — 6TH GRADE 09;26;06 “IT’S JUST REALLY SURPRISING THAT I’M STILL 11 AND I’M REALLY HELPING A LOT OF PEOPLE” 09;26;10″ ADMITTEDLY, THE IDEA CAME FROM.. THEIR DAD.. BEN JONES. HE KNOWS HIS STUFF WHEN IT COMES TO MONEY. HE’S A FINANCIAL PLANNER WITH A MASTERS IN BUSINESS FROM THE UNIVERSITY OF CHICAGO. IN HIS CAREER… BEN REALIZED MANY “GROWN UPS” HAVE TROUBLE WITH FINANCIAL CONCEPTS. SO.. HE WANTED TO SIMPLIFY THE CONTENT.. WITH HELP FROM HIS KIDS. BUT STILL, HOW WOULD … PRE-TEENS… EXPLAIN COMPLICATED FINANCIAL CONCEPTS? “BEN JONES 09;09;00 “WE STARTED WITH SOME VERY BASIC STUFF: ALLOWANCE, LIKE WHERE DOES A PIGGY BANK REALLY COME FROM? BECAUSE IT’S NOT WHAT YOU THINK. AND THEN WE START TALKING ABOUT CASH AND CHECKS AND CREDIT CARS A LITTLE BIT.” 09;09;09″ YES, THEY DO COVER THE HISTORY OF PIGGYBANKS… AND OF COURSE, ALLOWANCE! THEY’RE MINI-SODES… ABOUT 10 MINUTES. “BEN JONES 09;10;36 “SHORTENED DURATION, HIGHLY COMPLEX ITEMS PUT OUT VERY SIMPLY… BY KIDS THAT DO A GREAT JOB.. THAT SEEMS TO RESONATE.” 09;10;44″ THEY’VE GOTTEN GREAT FEEDBACK FROM LISTENERS TOO. “BEN JONES 09;10;54 “I PLAY THIS ON THE WAY TO SOCCER AND MY KIDS — LITERALLY — WERE STILL ASKING ME QUESTIONS TWO AND THREE DAYS LATER ABOUT IT.” 09;11;00″ AND THAT’S THE IDEA. LISTEN AS A FAMILY — IN THE CAR — EVEN ON A QUICK TRIP! “GRANT JONES 09;27;45 “I THINK IT’S VERY IMPORTANT BECAUSE THEN EVERYONE CAN LEARN ABOUT IT TOO, AND NOT JUST US.” 09;27;49″ “MAKENNA JONES 09;37;07 IT’S TWICE THE ADVICE!” 09;37;10″ THERE ARE ABOUT 5 EPISODES PER SEASON — AND SOMETIMES THEY BRING ON GUESTS TO TALK FINANCE. YOU CAN GIVE THE PODCAST A LISTEN … BY CLICKING ON THIS STORY ON OUR WEBSITE. AND.. DO THEY HAVE TIPS FOR FAMILIES? WE’LL TALK ALLOWANCE WITH BEN AND THE TWINS TO LEARN SOME TIPS OF HOW TO INTRODUCE AND MANAGE AN ALLOWANCE IN YOUR FAMILY.