You receive a phone call from a family member
– they need a new car and they can’t get the financing. You go with them to the dealer
and the dealer tells you that you have to be on the title. Hang on a moment and I’ll explain why no
good deed goes unpunished. Hi….. I’m Guy DiMartino a car accident
lawyer and author of a Guide to Florida car accident claims. Let me tell you the story in this case. A
guy goes out with his soon to be ex wife and puchases her a car. He is put on the title
but she lives in a different house, he doesn’t have keys to the house or car, and never drives
the car. She goes out and buys insurance on the car. He thinks everything is okay. The wife gets in an accident and severely
hurts somebody. She doesn’t have enough insurance to pay for the injuries – ex husband
gets sued. You maybe saying…. is that right? That’s not his car…. It’s clearly is
ex-wife’s car. And in this case, it was clear that the car
was not the ex husband’s he didn’t drive the car, didn’t have keys to the car, had
no access to the garage or house where the car was kept. The Supreme Court said he was
still the legal owner because he was on the title – sorry charlie. Florida is one of the only states that follows
a doctrine called the dangerous instrumentality doctrine. This doctrine holds the owner of
a vehicle responsible for the negligent acts of the driver even though the owner had nothing
to do with the crash. The moral of the story is that if you chose
to buy somebody a vehicle, make sure you have an extra layer of insurance to protect you
if that person gets in a wreck. The best and easiest way to learn all about
the Florida car accident process is to download a free copy of my e-book A Guide to Indiana
Car Accident Claims or if you would like a hard copy of the book – just send me an email
at [email protected] I’m Guy DiMartino…. Meeting you at the
intersection of law and medicine.