Hi, folks. I’m Sergei Lemberg. I run Lemberg Law, a consumer law firm which sponsors this website, StopCollector.com We’ve gotten more than 30 million dollars from collectors for more than 10,000 clients. If MRS is harassing you or calling your cell phone with pre-recorded messages or automatic calls, pick up the phone and give us a call. Now, let me tell you a couple of things about MRS. They are headquartered in Cherry Hill, New Jersey. They collect auto deficiencies and other types of debts, including vehicle repossessions. They for the most part conduct third party collections and use skip tracing letters and credit reporting in their collection techniques. The Telephone Consumer Protection Act requires debt collectors that are calling you to have your consent. That is you have to have given the number to your creditor or the debt collector and they have to have your consent throughout. If they did not have your consent when they called you on your cell phone and they used an automatic dialer, you may be entitled to money from them – up to $1,500 a call. A debt collector may also be liable for violation of the Fair Debt Collection Practices Act. Now here’s a couple things about that law. What does it cover? Repeatedly calling or calling for the wrong person. Threat of a lawsuit. Failing to send you your initial letter. No identification of themselves on calls. No mini Miranda when they talk to you. They don’t disclose they’re debt collectors. Calls to work after being told not to. Under the FDCPA, you can recover up to a thousand bucks for these violations and under the TCPA you might be entitled up to $1,500 for each call to your cell phone. Don’t wait. Don’t take it on the chin. Don’t sit there taking the abuse and harassment. Pick up the phone give us a call.