I’m Steve Kramer of the Kramer
Law Firm. The topic today is what can I do to make my
bankruptcy consultation go better. If you’re going to file
a bankruptcy, you want to have a good consultation with your
attorney. You want to get good advice. The first thing you
need to do is write down any questions you have. That’s
always a good idea. That way you’re prepared when you meet
with an attorney. Sometimes some attorneys can be intimidating
and sometimes you can forget what you wanted to ask and it’s
a good idea to write everything down. We try to be very inviting
and open to everyone in our office to not be intimidating.
But make sure you write everything down that way we can
answer any of the questions. It’s always easier to have your
questions answered when you have them all written down and you’ve
got the attorney in front of you. Two: make a chart that
includes – or a list, a chart or list – that includes all of your
assets and debts. We want to make sure we get a good picture
of what your assets are and what your debts are. Because the
ultimate goal is to make sure you come out from the bankruptcy
in a better position then when you started and hopefully in a
much better position. Also if there’s other alternatives to
bankruptcy, we want to explore those. And by having a good
snapshot of your assets and your debts we can do that. The third
thing that you can do to make your consultation better is make
sure you know how much everybody in the house earns. The standard
in court here – in the middle district of Florida – is heads
in the bed. Alright. What is the income – including all of the
income – in the entire house for everybody and that’s what we
need to know. So if you can bring some paystubs in, that’d
be great. If you have tax returns, that’d be great too.
Any documentation you can bring in but at least know what the
household earns – that’s the important thing. Why am I
telling you this? Because this is important information. You
want to get the most out of your time. You want to get the most
out of your attorney’s time. And you want to have a good
experience and a good bankruptcy. And these are the
steps that you have to take to do that. So, if you have any
questions call me. I’m here to help you. I deal with this stuff
all the time. Also, if you are watching this video on Facebook
or Youtube, click the “Like” button below, that way we can
share this information with your friends and family, and they
can get the value of what I’m telling you right now. Thank you
for watching. I’m Steve Kramer of the Kramer Law Firm.