Jonathan Simon: My name is Jonathan Simon. I’m a licensed attorney in Arizona, practicing bankruptcy with the Bornmann Law Group. I’m here to answer all your bankruptcy needs and questions. Your credit will be affected negatively by filing for bankruptcy. However, your credit may not turn out as bad as most people think. For instance, after filing for bankruptcy you can qualify to buy a car and get credit cards. If you make regular payments on those credit cards, you can build your credit up very quickly and hopefully, have your credit up to where it was before you filed. If you’re looking to purchase a home, you can qualify for a Home Mortgage Loan within as little as two years.