Finance & Investment Tips : What Is Solvency Margin?

This is financial advisor Patrick Munro, discussing what is solvency margin. When investment managers make a decision as to the risk/reward capability of a company to return dividends to its stockholders they look at the overall balance sheet of a company, and therefore, look at its solvency; the fact that it’ll be around during a […]

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Finance & Investment Tips : What Are the New Bankruptcy Laws?

This is Financial Adviser, Patrick Munro, discussing what are the new bankruptcy laws? Bankruptcy used to be a way for a creditor to really, who was under duress could just literally go to the protection of the government and keep their creditors at bay. Their debts would be forgiven, although their credit rating would be […]

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Finance & Investment Tips : What Happens in Bankruptcy?

This is financial advisor, Patrick Munro, discussing what happens in bankruptcy. Bankruptcy’s a very unpleasant legal term that happens when a creditor, really cannot pay his debtors. Because of an emergency, medical crisis, or his cash flow is cut off for one reason or another. Eventually, it becomes a situation where he has to declare […]

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