Bankruptcy Basics – Part 3: Limits of Bankruptcy

The following program was produced by the United States Courts. As I mentioned before, some debts cannot be discharged in a bankruptcy. Certain types of debts, such as child support, alimony, most student loans, some federal income taxes, and all employer withholding taxes, cannot be discharged in bankruptcy. the debtor’s wrongful conduct may make some […]

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Bankruptcy Basics – Part 4: Filing for Bankruptcy

The following program was produced by the United States Courts. Before you file a bankruptcy case, you must complete credit counseling provided by a government-approved agency. The purpose of this counseling is to explore alternatives to bankruptcy in your particular situation. You must obtain from the agency a certificate describing the counseling services you received. […]

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Bankruptcy Basics – Part 9: Legal Assistance

The following program was produced by the United States Courts. Individuals have a right to represent themselves in bankruptcy court. However, bankruptcy is a complex area and involves many considerations, including whether to file, what chapter to file under, and what exemptions to claim. It is important to understand all of the protections of the […]

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