Can I Discharge Student Loans In Bankruptcy?

These student loans are killing me. Can I discharge them in bankruptcy? My name is Ron Drescher. I’m an attorney practicing bankruptcy and creditors rights in Maryland, Delaware, Pennsylvania and Virginia, and really the short and bad news is, it is very, very difficult to discharge student loans in bankruptcy; but, not impossible, depending upon […]

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What’s Going To Happen At My Meeting With The Bankruptcy Trustee?

I know I’m going to file bankruptcy and I know I have at least one public appearance to meet with the trustee and my creditors. What’s going to happen at that point? My name is Ron Drescher. I am an attorney practicing bankruptcy and creditor’s rights in Maryland, Delaware, Pennsylvania and Virginia. And your meeting […]

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Why Does The Chapter 13 Trustee Want To See My Tax Returns Every Year?

So, I got my Chapter 13 plan confirmed, but now the trustee wants to see my tax returns every year. Why? My name is Ron Drescher. I’m an attorney practicing bankruptcy and creditor’s rights, Maryland, Delaware, Pennsylvania and Virginia. And the reason for that, is that during the term of you Chapter 13 case, 36 to 60 months, […]

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Can I Skip A Payment To The Chapter 13 Trustee To Manage My Cash Flow?

So, I’m in Chapter 13, but I’ve got a bunch of other payments that have come up, and I’m not on a wage garnishment. I’ve been making payments electronically every month to the Chapter 13 Trustee, and right now, money is super tight. Can I just skip a payment to the Chapter 13 Trustee and make it […]

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My Income Is Above Median Can I Still File Chapter 7? Maryland Bankruptcy Attorney

My name is Ron Drescher. I’m an attorney practicing bankruptcy and commercial litigation in Maryland, Delaware, Pennsylvania and Virginia, and today, I want to answer the question: My income is above the median income for my state; can I still qualify for ChapterÊ7? Well, the short answer to that question is yes, maybe. The difference […]

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