Using cash reserves, such as funds set aside for GST, PAYG and Super to cover cash shortages. Increased use of personal credit cards to pay business expenses. Inability to obtain mainstream finance as the banks have identified an increased risk of an insolvency. An increasing inability to meet suppliers debts. A reduction in spending within the business – be it for raw materials, maintenance, or staff amenities. So please make contact with us today, we’d love to be able to help.